Total Monthly Payment

Interest Only

Mortgage
Property Taxes
Hazard Insurance
Mortgage Insurance
HOA Dues

Total

Fully Amortized

Mortgage
Property Taxes
Hazard Insurance
Mortgage Insurance
HOA Dues

Total

Qualifying Ratios


Total Monthly Mortgage

Total Monthly Income

Your Front-End
Housing Ratio


Total Monthly Mortgage Plus
+
Monthly Installment/Revolving

Total Monthly Income

Your Back-End
Debt-To-Income Ratio


Please check the underwriting guidelines for the loan program you are applying for to determine the maximum allowable housing expense and debt-to-income ratios.

Debt Service
NOI

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  • Obtaining a mortgage through Lenderline was by far the best loan process we have ever experienced.

    Jay M.

    Northridge, CA

  • We have purchased and/or refinanced 4 rental properties and 3 different residences... In all those years, we have never dealt with such a professional broker.

    Toni M.

    Westlake Village, CA

  • Lenderline got us a cash-out refinance using 24 months bank statements as income, no tax returns, no 1099, and no 4506-T. They had just the loan product we were looking for, their rates were good, and their attention to detail was outstanding. I have already referred some of my friends.

    Thomas J.

    Perris, CA

  • I was at the end of my rope. Other lenders had turned me down due to a recent short sale, and I had a hard money loan with a balloon payment that was coming due. Lenderline was able to pay off my hard money loan, lower my interest rate, and provide some additional cash out at closing. What a lifesaver!

    Hector R.

    Northridge, CA

  • I had no FICO scores, and Lenderline was able to get me an FHA loan with only 3.5% down. My mortgage payment is less than my rent was, and I am now a happy homeowner thanks to the awesome loan agents at Lenderline.

    Edwin D.

    Los Angeles, CA