HARD MONEY LOANS
LENDERLINE® is currently offering hard money real estate loans for 1-4 unit residential properties located in the State of California, and for multifamily and commercial properties located anywhere in the United States.
- Property must be located in the State of California.
- 500 minimum credit score required.
- Up to 70% loan-to-value for purchases and rate/term refinances (see guidelines).
- Up to 65% loan-to-value for cash-out refinances (see guidelines).
- $100,000 minimum loan amount.
- $5,000,000 maximum loan amount.
- US citizens, permanent resident aliens, and foreign nationals with valid passport and US visa are allowed. Undocumented aliens with ITIN numbers are not allowed under this program.
- Owner-user, second home or investment properties.
- Income is stated and not verified.
- Documented ability to repay may be applicable under certain scenarios.
- Purchase, rate and term, or cash out refinance.
- SFR, PUDs, condos, townhouses, and 2-4 units allowed.
- Mixed-use residential property with commercial influence allowed on case-by-case basis.
- No reserves required.
- All loans require impounding of property taxes and hazard insurance.
- Available as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.
- No prepayment penalty.
To download underwriting guidelines
for our hard money
To download a loan application
for our hard money
LENDERLINE® is your hard money lender of choice. Subprime lending is our specialty. Bad credit business loans are available also.
We have a loan program for every borrower.
We offer the lowest mortgage interest rates in the nation. For today's interest rates, call LENDERLINE® toll-free at 1-888-661-7888.
Questions? To receive a FREE mortgage consultation, call LENDERLINE® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.