One Day After Bankruptcy, Loan Modification, Foreclosure Or Short Sale

LENDERLINE® is currently offering real estate loans one day after bankruptcy, loan modification, foreclosure or short sale under the following guidelines:

  • Property must be located in the State of California.
  • Up to 65% loan-to-value.
  • Self employed requires 2 years tax returns + YTD profit and loss.
  • Wage earners require 2 years W2s + 30 days’ paycheck stubs.
  • 500 minimum credit score.
  • Up to 50% debt-to-income ratio.
  • $75,000 minimum loan amount.
  • $3,000,000 maximum loan amount.
  • SFR, PUD, condos, townhomes, and 2-4 units.
  • Primary residence, second home or investment property.
  • Purchase, rate and term, or cash out refinance.
  • No reserves required.
  • Available as a 7/1 ARM or 30-year fixed.
  • No prepayment penalty.

To download underwriting guidelines
for our one day after bankruptcy, loan mod, foreclosure or short sale loan program:

To download a loan application
for our one day after bankruptcy, loan mod, foreclosure or short sale loan program:

LENDERLINE® is your is your one day after bankruptcy, loan modification, foreclosure or short sale lender of choice. Call us today for our ARM loan and 30 year mortgage rates.

Questions? To get today’s interest rates or to receive a FREE mortgage consultation, call LENDERLINE® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.

  • Obtaining a mortgage through Lenderline was by far the best loan process we have ever experienced.

    Jay M.

    Northridge, CA

  • We have purchased and/or refinanced 4 rental properties and 3 different residences... In all those years, we have never dealt with such a professional broker.

    Toni M.

    Westlake Village, CA

  • Lenderline got us a cash-out refinance using 24 months bank statements as income, no tax returns, no 1099, and no 4506-T. They had just the loan product we were looking for, their rates were good, and their attention to detail was outstanding. I have already referred some of my friends.

    Thomas J.

    Perris, CA

  • I was at the end of my rope. Other lenders had turned me down due to a recent short sale, and I had a hard money loan with a balloon payment that was coming due. Lenderline was able to pay off my hard money loan, lower my interest rate, and provide some additional cash out at closing. What a lifesaver!

    Hector R.

    Northridge, CA

  • I had no FICO scores, and Lenderline was able to get me an FHA loan with only 3.5% down. My mortgage payment is less than my rent was, and I am now a happy homeowner thanks to the awesome loan agents at Lenderline.

    Edwin D.

    Los Angeles, CA

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