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Foreign National Loans

LENDERLINE® is currently offering foreign national loans under the following guidelines: Property must be located in the State of California. Foreign nationals are a non-US Citizen with a valid passport and valid visa. Foreign nationals from visa-waiver countries will not require a visa. Permanent and non-permanent resident aliens not allowed under this program. Income is […]

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Fix and Flip Loans to 90% Loan-to-cost

LENDERLINE® is currently offering Fix and Flip to 90% Loan-to-Cost loans with the following guidelines: The property must be located in the State of California. SFR, PUD, and 2-4 units. Investment properties only. Must vest as an entity (corporation, LLC, etc.) and not as an individual. Up to 90% loan-to-cost and 75% after-repair LTV for […]

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FHA Streamline Refinance

LENDERLINE® is currently offering Fix and Flip to 90% Loan-to-Cost loans with the following guidelines: The property must be located in the State of California. SFR, PUD, and 2-4 units. Investment properties only. Must vest as an entity (corporation, LLC, etc.) and not as an individual. Up to 90% loan-to-cost and 75% after-repair LTV for […]

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FHA Mortgages Down to a 500 Credit Score

LENDERLINE® is currently offering FHA loans down to a 500 credit score for properties located in the State of California. The property must be located in the State of California. Purchase or refinance. 500 minimum credit score. Borrowers with no credit score due to insufficient credit history are eligible under this loan program if they […]

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FHA Construction-to-Permanent Loans

LENDERLINE® is currently offering one-time close 96.5% LTV FHA construction-to-permanent loans under the following guidelines: The property must be located in the State of California. 96.5% loan-to-value. Requires 3.5% down payment. Loan limits are county-specific. To look up your county, click here. You choose your own architect, building design and building contractor. This is a […]

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FHA 203(k) Rehabilitation Loans

LENDERLINE® is currently offering FHA 203(k) rehabilitation real estate loans for properties located in the State of California. The property must be located in the State of California. First-time homebuyer OK. Primary residence only. 96.5% loan-to-value down to 580 credit score. 90% loan-to-value with credit scores between 500-579. W-2 wage earner or self-employed. SFR, PUD, […]

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Conventional Conforming and High Balance Mortgages

LENDERLINE® is currently offering conventional conforming and high-balance mortgages under the following guidelines: The property must be located in the State of California. Minimum 620 credit score. Purchase or refinance. Primary residence, second home or investment. First-time home buyer OK. Up to 97% loan-to-value for primary residence. See eligibility matrix. Up to 85% loan-to-value for […]

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Commercial Mortgages

LENDERLINE® is currently offering conventional real estate loans for properties located in the State of California. Purchase or refinance. Primary residence, second home or investment. First-time homebuyer OK. Up to 97% loan-to-value for primary residence. Up to 85% loan-to-value for investment properties. W-2 wage earner or self-employed. SFR, PUD, condos, townhomes and 2-4 units. Late […]

Commercial Construction Loans

LENDERLINE® is currently offering commercial construction mortgages for properties located anywhere in the United States. Purchase, refinance, rehabilitation, new construction. The types of properties we finance include: The property must be located in the United States, Puerto Rico, the Virgin Islands or Guam. Up to 80% loan-to-value based on after-completion value. All property types including […]

Alt-Doc Loans Using W-2s and Paycheck Stubs as Income

LENDERLINE® is currently offering alternative documentation mortgages using W-2s and paycheck stubs as income under the following guidelines: The property must be located in the State of California. Most recent 2 years’ W-2s and most recent 30 days’ paycheck stubs used as income. No tax returns. No 4506-T. Up to 90% loan-to-value with 700 minimum […]