LENDERLINE® is currently offering an alternative documentation loan program which utilizes a written Verification Of Employment as income, under the following guidelines: Property must be located in the State of California. Wage earners only. Income is stated and supported only by a written Verification of Employment. No paycheck stubs. No W-2s. No tax returns. No […]
LENDERLINE® is currently offering alternative documentation mortgages using a profit and loss prepared by a CPA as income under the following guidelines: Property must be located in the State of California. Self-employed borrowers only. Income is stated and supported by a profit and loss prepared by a CPA. No tax returns. No 4506-T. CPA letter […]
LENDERLINE® is currently offering alternative documentation mortgages using 1 year tax return or W-2 as income under the following guidelines: The property must be located in the State of California. Most recent 1 year’s tax return or W2 used as income. Self-employed or wage earners allowed. Up to 80% loan-to-value with 650 minimum credit score. […]
LENDERLINE® is currently offering alternative documentation mortgages using post-closing assets that exceed the loan amount to qualify under the following guidelines: The property must be located in the State of California. Post-closing assets must exceed the loan amount by at least $1. Most recent 2 months personal bank statements used to document assets. Income is […]
LENDERLINE® is currently offering alternative documentation mortgages using 24 months personal or business bank statements as income, under the following guidelines: The property must be located in the State of California. Most recent 24 months business or personal bank statements used as income. No tax returns. No 4506-T. Self-employed borrowers only. Primary residence, second home, […]
LENDERLINE® is currently offering alternative documentation mortgages using 12 months personal or business bank statements as income, under the following guidelines: The property must be located in the State of California. 12 months personal or business bank statements used as income. No profit and loss. No tax returns. No 4506-T. Up to 90% loan-to-value with […]
LENDERLINE® is currently offering alternative documentation mortgages using 1 month’ personal bank statement as income under the following guidelines: The property must be located in the State of California. Most recent 1-month personal bank statement used as income. No NSFs allowed. Positive ending balance required. No tax returns. No 4506-T. Self-employed borrowers only. Owner-occupied transactions […]